How to buy online In Zambia using MTN mobile money

MTN momo
Image from MTN Zambia

if you don't have a bank account and a card you can use to buy, don't worry there is another way you can pay online and buy online without opening a bank account.

Opening a bank account can be a long procedure or you are underage and can not open an account. But hey, at least anyone can buy a Simcard in Zambia easily

Have you heard of MTN momo? It is a mobile money service offered by one of the biggest networks in Zambia and that is MTN.


Here is how you can make MTN mobile money your bank.

  • the first thing is you need to have an MTN Simcard. 
  • Secondly, you have to open a mobile banking account in MTN.
  • Thirdly, deposit the money a bit more than needed to buy the product.
  • Fourthly, dial *303# and select option 6 (banking services)
  • Next select option 2 ( Mobile Money virtual card)
  • Then select option 1 (Create Virtual card )
  • Lastly, use the same card information you receive to pay for the product online anywhere.
The card information you receive is very sensitive so just use it on the website and never share it with your friends!

So the card info you receive is actually a Virtual Visa Card. You might have seen a visa card (bank card ) before, and the information it has on the card and back of the card is the same thing you receive when you apply for a VIrtual card. 


Where can you use this card: All the Online shopping websites, video platforms (e.g Netflix), wherever there is an option of online payment you can use this card. 

Note: your money will be deducted from your mobile money account. So, you can use the MTN mobile money account locally and internationally.

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How to buy online In Zambia using MTN mobile money How to buy online In Zambia using MTN mobile money Reviewed by on July 16, 2021 Rating: 5

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